SEPA Direct Debit Core Scheme (SDD Core) 
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Single Euro Payments Area (SEPA)

The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union for simplification of bank
transfers denominated in euro. As of March 2012, SEPA consists of the 28 EU member states, the four members of the EFTA
(Iceland, Liechtenstein, Norway and Switzerland) and Monaco.
